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Minimum exchange amount: how much you need to send and what happens if you send less

Every direction has its own minimum: USDT goes out from 1.65 on TON and from 39.05 on ERC20, roubles from 10,000. Where to find the minimum, why sending takes less than receiving, and what happens if you send too little.

Sep 11, 20267 min read
Minimum exchange amount: how much you need to send and what happens if you send less
Contents
  1. USDT payout minimums by network
  2. Roubles: 10,000 by regular transfer, 6,000 by instant
  3. Sending and receiving have different minimums
  4. What happens if you send less
  5. Matching the direction to your amount
  6. Frequently asked questions

Every direction has its own minimum. Five dollars in USDT will be paid out on TON and will not be paid out on TRC20. Roubles will not go out at all until the amount reaches ten thousand. The exact figure is always in the exchange form. Below is where it comes from and what to do if you have already sent less.

#USDT payout minimums by network

The networks the service pays USDT out on, smallest minimum first. Figures as of 11 September 2026. One caveat up front: networks switch on and off automatically, so over time it is not only the number in a row that changes but the set of rows itself. This is a snapshot, not a permanent list.

NetworkPayout minimum, USDTCan you send us USDT on it
TON1.65yes
Polygon2.64yes
Avalanche3.30yes
NEAR3.85no, receiving only
Optimism4.40no, receiving only
Solana4.95yes
Arbitrum6.60yes
BEP2012.10yes
TRC20~14.8yes
ERC2039.05yes

Here is why TRC20 says roughly. Sending on Tron is paid for in TRX itself, while the minimum is shown in USDT. The TRX price moves, so the minimum moves with it, hovering around fourteen and change. On the other networks the figure just sits still.

#Roubles: 10,000 by regular transfer, 6,000 by instant

The rouble minimum is the highest on the service. A regular transfer to SBP, a bank card or Sberbank starts at 10,000 roubles, instant at 6,000. The figure is the same for all three: the bank changes only how fast the money lands.

One more thing worth knowing: this minimum is tied to roubles, not to what you are handing over. From bitcoin, from ether, from USDT — the sum is the same. Below ten thousand there is no point picking a network at all, because the rouble direction is closed outright. Either save up to the line or exchange into crypto instead.

#Sending and receiving have different minimums

USDT is accepted from 1 USDT, on any network. So you can send us a dollar. Getting one back on that same TRC20 takes nearly fifteen. Here are the same pairs for other coins: the least you can send and the least you can take out.

  • Bitcoin: send from 0.0001 BTC, take out from 0.000297, three times more
  • XRP: send from 1 XRP, take out from 15.73, almost sixteen times more
  • Litecoin: send from 0.03, take out from 0.0396, only a third more
  • Tron (TRX): send from 10 TRX, take out from 5.5

That last pair is the odd one out. The rule that taking out costs more than sending in works almost everywhere, and breaks on TRX: people send from 10 and take out from 5.5. There is no single formula here; minimums are set separately for each direction. Ether on Arbitrum and on Base has no sending minimum at all, the figure is zero.

Where the gap comes from is visible in that same Tron case. The transfer to us is paid for by you, out of your own wallet, and the sending minimum is unaffected. The transfer back is paid for by the service, in the coin of whichever network it goes out on. So the payout minimum follows the price of that coin, and the sending minimum does not.

#What happens if you send less

This is a rare one: the minimum is on screen in the form before you send. But if you did send less, the money will not disappear. The order simply will not close by itself, and support takes it from there. Message them and attach proof of the transfer.

The rules set longer timeframes for orders like this: up to 7 business days if the amount falls outside the direction's limits, and up to 30 calendar days if the service does not carry that coin or network at all. Waits like that only happen in the hard cases. A plain shortfall gets closed faster.

Making up the difference with a second transfer will not work: an order waits for one payment, and the second will not add to the first. You can arrange something separately with support, the rules allow it. So the order is: message first, send after.

If it comes to a refund, the money goes back where it came from. Anywhere else only after an extra check. Under the rules that takes up to 5 business days.

A separate case is sending a coin or a network the service does not carry. There the rules are stricter.

#Matching the direction to your amount

Amount first, network second. And keep straight which network is meant. The table above is about the network you receive money on, the one you name alongside the address. The network your USDT sit on right now is the sending network, and its minimum is its own and far lower: from 1 USDT.

So the service will take your five dollars in USDT. Paying them back out works on TON, Polygon, Avalanche, NEAR, Optimism or Solana. ERC20, TRC20, BEP20 and Arbitrum drop out, even if the money came from one of them. For roubles, count from 10,000. And check the minimum in the exchange form: it is always fresher than an article.

Moving USDT from one network to another is an ordinary exchange, for example USDT (ERC20) → USDT (TON). How long the credit takes afterwards, and why networks ask for different numbers of confirmations, is in the article on USDT networks.

#Frequently asked questions

#What is the minimum amount to exchange crypto?

There is no single figure. Each direction and each network has its own minimum, and you can see it in the exchange form before you send. The spread is wide even for one coin: USDT goes out from 1.65 on TON and from 39.05 on ERC20. Sending minimums are lower — USDT is accepted from 1 USDT.

#Why is the payout minimum higher than the sending minimum?

The transfer to us is paid for by you, so the sending minimum does not depend on it. The transfer back is paid for by the service, in the coin of the network it goes out on, and the minimum follows the price of that coin. The rule does not always hold: on TRX people send from 10 and take out from 5.5.

#What is the minimum rouble payout?

10,000 roubles by regular transfer and 6,000 by instant. The figure is the same for SBP, a bank card and Sberbank. It does not depend on which crypto you are handing over either: the minimum is tied to roubles.

#What happens if I send less than the minimum amount?

The money is not lost. The order will not close by itself, and support takes it over: message them and attach proof of the transfer. The rules set longer timeframes for these cases, up to 7 business days, and up to 30 calendar days if the service does not carry the coin or network. Waits like that only happen in the hard cases.

#Can I make up the shortfall with a second transfer?

No: an order waits for one payment, and a second will not add to the first. You can arrange something separately with support, the rules allow that. So message them first and send anything further only afterwards.

#Which network has the lowest USDT payout minimum?

TON, at 1.65 USDT as of 11 September 2026. This is the network you receive money on. The highest minimum is ERC20 at 39.05, almost twenty-four times more. The set of networks changes over time, so check the form before you exchange.

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